Term Life Insurance

Term Life Insurance is a low-cost way of providing the largest insurance protection for your premium dollar. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, usually 5 to 30 years. Term insurance premiums will not increase during the guaranteed policy time period you select. Term Life Insurance pays a death benefit only if you die during that term. The insurance coverage terminates if you discontinue your premium payments.